What is Cross Collateralisation?

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For many the world of finance and borrowing can seem complicated and confusing. Much of the terminology can be a little overwhelming and because...

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Interest Only or Principal and interest?

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Every mortgage has a number of decision points you must reach when working through the process. How much do you need? Which lender should...

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There’s no such thing as ‘Capital Gains Tax’!

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For years Australians have laboured under an illusion – that they must pay a Capital Gains Tax on the profit they make selling capital...

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Is Lenders Mortgage Insurance a Bad Thing?

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No one likes additional costs on anything they buy and for many LMI (Lenders Mortgage Insurance) is seen as an unnecessary evil that should...

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Proof that Property is a Relatively Safe Investment

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Being in business is often about risk management. If you’re in business and invoice a client you know that a small percentage of your...

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12 Ways to Increase Chances of Mortgage Approval

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For many the process of waiting for mortgage approval on an investment property can be a nerve-wracking experience – after all there is so...

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How Selling Up Affects Your Mortgages

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You’ve successfully negotiated the sale of your property. Congratulations! If your property is for investment purposes you might be congratulating yourself on the profit...

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Why a Lower Interest Rate May Cost You More

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We all love to save money – it’s part of our DNA. Sometimes however the ticket price isn’t the true cost of the item...

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6 Ways to Better Manage Your Financials

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Unlike other types of investment, property investing is not a dynamic activity requiring you to be in and out of the marketplace every day....

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